Product Overview
Sarvatra Kash - Pro connects eligible users to RBI-compliant personal credit services through regulated financial institutions. Our technology platform facilitates secure digital lending processes with full transparency.
Facilitated by RBI-Licensed NBFC Partner PKF Finance Limited
Key Features
▸ Credit Range: Access funds from ₹5,000 to ₹80,000
▸ Flexible Tenure: Repayment periods between 92 days to 365 days
▸ Transparent Pricing: APR 18% to 22% | Daily Interest Rate: 0.05% to 0.06% | No prepayment penalties or hidden costs
▸ Digital-First Process: Paperless application & real-time tracking
Example Calculation
Principal: ₹20,000 | Tenure: 180 days | Daily Interest Rate: 0.06%
Total Repayable Amount: ₹22,160 = ₹20,000 + ₹20,000 × 0.06% × 180
Regulatory Compliance
✓ Operated with RBI-registered partner: PKF Finance Limited
✓ Compliant with RBI Digital Lending Guidelines (2022)
Security Assurance
🔒 Bank-grade AES-256 encryption
🔒 Data stored exclusively in India
Eligibility Requirements
• Indian residents aged 18+
• PAN card & verifiable income source
• Active Indian bank account
Important Disclosures
⚠ Loan disbursement subject to partner NBFC approval
⚠ Late payments may impact credit score
⚠ Borrow responsibly – avoid over-indebtedness